Embedded product APIs
Partners can distribute parametric and embedded insurance products directly within their customer journeys.
Embedded Protection Infrastructure
The API infrastructure that makes protection automatic.
iPurveyAssure provides technology infrastructure that helps licensed insurers distribute and service insurance products digitally and more efficiently.
i
Monitoring
Protection activatedPolicy issued and Insurer rules applied
Risk monitoringReal-time signals and risk events continuously monitored
INTELLIGENCE
Decision automationRules, triggers and outcomes evaluated automatically
READY
Payout orchestrationWallet, bank transfer and partner settlement workflows
SETTLEMENT
Governance & auditAudit-ready records and operational oversight.
CONTROL
IntelligenceRisk monitoring
ReadyDecision automation
SettlementClaims orchestration
ControlGovernance & audit
One infrastructure.
Multiple protection products.
Why iPurveyAssure
The protection gap closed by one API.
Slow claims, scattered distribution and compliance risk keep protection out of reach. iPurveyAssure is the embedded, parametric insurance infrastructure that fixes all.
Slow claims
Automated monitoring starts eligible claims instantly.
Fragmented distribution
One API — web, WhatsApp, Mobile Messaging and partners.
Compliance risk
Audit-ready; the licensed insurer keeps claims authority.
Hard-to-reach customers
Reach feature phones via Mobile Messaging, no app needed.
Protect Your Journey with TravelAssist
Simple flight disruption protection, powered by licensed insurance providers.
1
Get TravelAssist
2
Receive Your Policy
3
We Monitor Your Flight
4
Disruption Detected
5
Insurer Reviews
6
Approved Claim Settled
TravelAssist is distributed with licensed insurance companies. The licensed insurer remains responsible for the product, underwriting and claims decisions. iPurveyAssure provides the technology and distribution infrastructure.
Infrastructure for embedded and parametric insurance.
Insurer rules engine
Licensed insurers control product rules, pricing, coverage conditions and approval thresholds.
Policy activation
Payment confirmation, customer notification and policy status are coordinated through the rails.
Real-world event monitoring
Weather, travel, operational and external risk signals are monitored against insurer-defined trigger rules.
Claims & Settlement Orchestration
Validated insured events can initiate customer notification and claims workflows, subject to the licensed insurer's decision.
Audit & reporting
Every transaction, rule decision, consent, event and payout status is logged for operational review.
Multi-Channel Customer Engagement
Protection journeys across smartphones, feature phones and partner platforms.
Web
WhatsApp
Mobile Messaging
Email
How it works
From distribution to payout, connected by rails.
1
Embed
Embed insurance into partner journeys.
2
Validate
Verify customer, product and event eligibility.
3
Activate
Confirm payment and activate insurer-backed cover.
4
Monitor
Track risk signals and insured events.
5
Orchestrate
Trigger notifications and claims workflows; insurer retains settlement authority.
Regulator-ready
Built to support a
partnering insurtech
model.
iPurveyAssure enables insurers and ecosystem partners to innovate confidently within controlled and auditable operating environments.
Licensed insurers
Product, underwriting and claims authority.
Banks & fintechs
Embedded protection in existing journeys.
Travel & OTAs
Disruption cover at point of sale.
Regulators
Full audit trail and reporting.
Who it serves
One rail. Multiple embedded insurance ecosystems.
Designed for organisations embedding protection products into digital customer journeys and operational platforms.
Insurers
Launch embedded and parametric products faster with configurable controls.
Banks & Fintechs
Embed protection into payments, lending, remittance and wallet experiences.
Telcos & Platforms
Distribute simple protection through mobile and digital engagement channels.
Agritech & Mobility
Embed weather, crop, logistics and operational risk protection into workflows.
Why now
The future of insurance is embedded.
Insurance is moving out of standalone products and into the moments where people already are. iPurveyAssure provides the rails to embed protection responsibly, always behind a licensed insurer.
Embedded everywhere
Protection is becoming part of digital commerce and customer journeys.
Ecosystems, not channels
Distribution is shifting from channels to ecosystems.
Data-driven by default
Data and automation are transforming underwriting and claims.
Built to scale responsibly
New infrastructure is required to scale innovation responsibly.
Build protection into your platform.
Partner with iPurveyAssure to embed licensed insurance products through a single, regulator-ready API.